Dealing With Debt – How To Effectively Manage Debt Repayments

When the expenses of daily life seem overwhelming and your bills are piling up, it can be difficult to know what to do. Perhaps you have been working hard and maintaining a steady income, but your existing debts are a continual burden due to large interest payments. These circumstances can take a negative toll on both your physical and financial well-being. If you are in such a situation, there are many options available to relieve some of this burden. Whether you consult with a personal...
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When Are Personal Loans A Good Idea?

Let’s face it – at one time or the other during our lifetime; we will be hard-pressed for money. Whether it is to pay the rent of the house you live in, pay the medical bills for grandma’s knee surgery, or to see yourself graduated with a degree – we will be in need of money that we do not have. These situations can get pretty overwhelming, pretty quick, and we will most often be left confused with what to do. Situations that leave us financially challenged can get very stressful At f...
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How to Start a Profitable Car Repair Business

As long as people will have cars, they will need people to repair them. Starting a car repair business can be a great venture for any skilled mechanic who’s ready to go their own way. The competition in this sector is also very fierce, so unless you have a plan of action, determination, and knowledge, you might struggle to make it in this business. Here are a few tips for anyone trying to open their own garage. Property There are two ways that you can go about obtaining your premises....
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June 2019 Net Worth – $899,258

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I enjoy compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. This month's numbers... Last month I wondered if the losses would be just a temporary hiccup or something more sustained. With the massive bounce back in June, it was clearly just a hiccup. At least for now. Just barely mis...
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5 Low-Risk Investment Vehicles For Worry-Free Savings

Today we have an article written by Jim Wang, the author of one of the first financial blogs I started reading many years ago (which he later sold for 7 figures). He now shares his knowledge at wallethacks.com. -- When I was younger, I thought that if you wanted to invest money it had to be in the stock market. As I got older, I learned that there are hundreds of options. The stock market is one of the most popular but sometimes you don't want that volatility. You may want to put yo...
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May 2019 Net Worth – $839,599

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I look forward to compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. The numbers... As I had been anticipating (though obviously not knowing when it would happen), the market pulled back from the rapid gains we've been enjoying so far this year. The losses show up largely in the tradin...
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Top 10 Ways To Save On Home-related Expenses

Banks have sold the idea of homeownership as being an integral part of the American Dream. And, why not – having a piece of land and an abode to call our own is alluring. No more fighting with landlords and inconsiderate neighbours. No more questionable neighbourhoods and badly-maintained rentals. Shortly after moving in, though, the honeymoon ends. From the first big maintenance bill to the cost of heating in winter, there’s no doubt about it – owning a home ain’t cheap. (1) Make you...
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April 2019 Net Worth – $886,628

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I look forward to compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. The numbers... Another great month. Can't complain about the YTD gains, unfortunately, can't expect them to continue at this pace either. I'll enjoy it while it lasts.
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5 Ways you can Effectively Manage your Money

When it comes to managing their finances, Australians aren’t exactly the best. In fact, according to OECD Data, household debt to income in Australia rose from 104% to 212% between 1995 and 2015. To break the debt cycle, you need to have a better understanding of what your income and expenses are to start managing your money more responsibly. Once you have a better idea of your financial position and obligations, it makes it easier to manage essential payments like rent or mortgage, bil...
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Looking for an internship for Summer 2019? U.S. Money Reserve Has the Answer

Internships are an excellent way to build your resume for future endeavors, gain experience in various positions, and immerse yourself in corporate cultures. While in college or pursuing a career path, internships offer a great deal of value for students and emerging professionals alike. The impact of internships on the future of one’s career is impressive. On average, recent grads with internship experience gain employment at a higher rate than those who did not participate in such program...
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