While credit plays an important role in our lives, it’s still surprising how little some people know about it. Many myths are still floating around about credit that might seem to make sense at first but could end up ruining your credit instead. By understanding how credit works, you won’t only be able to maintain or improve your credit, but you can also increase your chances of getting financing in the future. Here are some of the most common myths and misconceptions about credit and the t...

If you’re looking to start your first business, the biggest question on your mind is probably ‘how much will it all cost me?’ Very often, the journey to starting your own company begins with a great idea or an opportunity that can’t be passed up on. But, will you have enough to fund it? If not, where will you be able to get that funding from? Although it’s becoming easier and easier to start a small business without thousands of dollars in start-up capital, it’s a good idea to be aware ...

Consumer spending in America hit 14.1 trillion dollars during quarter three of 2018. How we spend plays a big role in how we save. If you want to accumulate wealth, looking at the freshest shopping trends will help you to understand how others save money by changing their own shopping habits. The hottest trends in shopping are purchases made via mobile devices, pop-up shops and automated subscriptions. These trends show that consumers are looking for deals that might be hard ...

Public relations (PR) has always been a major marketing tool but in this day and age of ubiquitous connectivity, it is no less than a necessity. According to the Demand Gen Report, 96% of B2B buyers are seeking more content from industry leaders. Hubspot, meanwhile, notes that 247% of millennials make decisions based on content viewed on social media sites and blogs. Companies are generally advised to set aside around 10% of their budget for marketing purposes, and PR falls within...

As promised, there is now a "Rental" asset. In November, we purchased a duplex that we put some minor rehab into. We already have tenants in both units, and it is cash flowing nicely. So far, in its short existence, it has been a positive experience. We pulled some money from the trading account, but a majority of the down payment was financed with a heloc, thus the small amount of equity currently.

Two years ago, you couldn’t even imagine selling out this super cool vehicle that you loved driving around. But soon after driving it for six months or so, you realize that this doesn’t really fit your lifestyle. The rides are fancy no doubt, but issues such as difficulty parking at a public place or fitting in your entire family within, make it quite impractical. Not to mention, the high maintenance cost is totally messing your monthly budget. That is when you finally decide that it’s time to p...