6 Credit Myths that should be Dispelled Right Now

While credit plays an important role in our lives, it’s still surprising how little some people know about it. Many myths are still floating around about credit that might seem to make sense at first but could end up ruining your credit instead. By understanding how credit works, you won’t only be able to maintain or improve your credit, but you can also increase your chances of getting financing in the future. Here are some of the most common myths and misconceptions about credit and the t...
More

How Much Does it Cost to Start a Business?

If you’re looking to start your first business, the biggest question on your mind is probably ‘how much will it all cost me?’ Very often, the journey to starting your own company begins with a great idea or an opportunity that can’t be passed up on. But, will you have enough to fund it? If not, where will you be able to get that funding from? Although it’s becoming easier and easier to start a small business without thousands of dollars in start-up capital, it’s a good idea to be aware ...
More

Why You Can’t Afford to Not Invest in Insurance

Every business has different needs when it comes to insurance. However, no business should take the risk of not investing in an affordable and complete insurance plan to cover any unexpected expenses. From workplace accidents to natural disasters, there’s a lot that could happen at any moment. Preparing in advance will help you attain peace of mind knowing that your investment is protected. The cost of vehicle accidents, property damage, theft, lawsuits, and countless other potential risks ...
More

How Modern Shopping Trends Affect Saving Habits

Consumer spending in America hit 14.1 trillion dollars during quarter three of 2018. How we spend plays a big role in how we save. If you want to accumulate wealth, looking at the freshest shopping trends will help you to understand how others save money by changing their own shopping habits. The hottest trends in shopping are purchases made via mobile devices, pop-up shops and automated subscriptions. These trends show that consumers are looking for deals that might be hard ...
More

How Public Relations Can Help Your Business Make Money

Public relations (PR) has always been a major marketing tool but in this day and age of ubiquitous connectivity, it is no less than a necessity. According to the Demand Gen Report, 96% of B2B buyers are seeking more content from industry leaders. Hubspot, meanwhile, notes that 247% of millennials make decisions based on content viewed on social media sites and blogs. Companies are generally advised to set aside around 10% of their budget for marketing purposes, and PR falls within...
More

November 2018 Net Worth – $804,596

As promised, there is now a "Rental" asset. In November, we purchased a duplex that we put some minor rehab into. We already have tenants in both units, and it is cash flowing nicely. So far, in its short existence, it has been a positive experience. We pulled some money from the trading account, but a majority of the down payment was financed with a heloc, thus the small amount of equity currently.
More

Is selling your two-year-old car good advice? What are the best ways to sell?

Two years ago, you couldn’t even imagine selling out this super cool vehicle that you loved driving around. But soon after driving it for six months or so, you realize that this doesn’t really fit your lifestyle. The rides are fancy no doubt, but issues such as difficulty parking at a public place or fitting in your entire family within, make it quite impractical. Not to mention, the high maintenance cost is totally messing your monthly budget. That is when you finally decide that it’s time to p...
More

Can Environmentalism And Making Money Live Side By Side?

Climate change is so often characterized as a social, environmental and political issue. While that rings true, the well-being of the global environment concerns money, too. In fact, advocates of The International Energy Agency estimate that fixing climate change will require $53tn in investment by 2050. It’s the nature of these recommended investments, and how they square with accumulating wealth, that’s most interesting. Quite apart from being wholesale donations to environmental causes, th...
More

A Simple Guide to Making Money as You Travel

In 2018, the average amount spent by a vacationing traveler was approximately $3,900 in the United States, reports the Destination Analysts. As the vacation cost increases annually, saving money becomes challenging. Travelers, however, can work and make money during their tours and be able to recoup some of the used funds. Many people and families are devising ways of reducing their traveling costs while making money in return. Here are a few money-making ideas that can be used by both short-...
More

How You Can Use Personal Loans to Get Ahead

Financial issues are inherent in everything we do. We need money to purchase everyday items like food and clothing, keep our utilities on, and pay for medical expenses. We need money for everything. The problem is there is so much to pay for that when life's unexpected expenses surface, we don’t have money to pay to afford them. The key is to have enough money ahead that you can handle emergencies or unforeseen circumstances when they come up. You need an emergency savings account, you need to p...
More