The Most Popular Reward Credit Cards

These are the most popular reward credit card deals available today in the mass of online reward credit card applications. You can sort by popularity, apr, and annual fee to find the one that's right for you.

3 Things to Use Credit Cards for and 3 Things Not to

Using credit cards, and the value in doing so, is one of the most debated things between families and friends, and there is a never ending discussion about advantages and disadvantages going on daily on the internet. Two things are for sure: 1. It is nice to have readily available credit for things that come up in our daily activities and 2. It is not nice to have to pay a monthly credit card bill, especially when there is a high interest rate. It all just comes down to what type of person...

Learn How You Can Avoid a Credit Card Debt Lawsuit

Sure, it might be difficult to think rationally when you’re deep in credit card debt, but that’s exactly what you must do if you’re going to avoid a lawsuit. While you may think that a debt collector’s threat to sue is merely talk, a ploy to get you to pay, it isn’t. In fact, the courts are one of the most common avenues debt collectors take to recoup significant amounts of money owed to them. So, despite the confusion and stress that comes with late notices and debt collectors showing up at ...

Credit Card Counseling vs. Debt Settlement – Which One is Optimal For You

There are a lot of people in debt trouble these days and that means they are all looking for a solution to their problem. Advertisements in the media promote many potential available solutions. Some have great value and are worth exploring. Yet, it is important to make the right selection based on your own individual needs and situation. What may be a positive solution for one person may be an inappropriate solution for another. Case in point, some people may be well advised to explore credit...

Can a Credit Card Really Be The Perfect Travel Companion?

With the last breath of winter still in the air, most people will be looking forward to sitting down and planning a holiday abroad. If this seems like a good idea, there’s one thing to remember before you leave behind the grey British shores in favour of some well-deserved sun - don’t forget to pack your credit card. Of course, for some, the expense of Christmas and the New Year may have had a nasty impact on their finances, leaving a getaway as the last thing on their mind. However, for thos...

The Visa Signature line was first launched over a decade ago, originally touted as a premium credit card tier for the affluent. However today, this tier is being offered on an increasing number of mid-level, average cards. Furthermore, many banks are switching their existing cardmembers over to the Signature level whether the customer wants it or not. Why is this happening? Is the Visa Signature truly better than Platinum? What makes it different? You've probably seen those frequent (...

How Do Balance Transfers Work

The thing that you see in your mailbox this morning that states “0% interest, credit card offer” may actually be a lot more troublesome than you think. If you’re a long time credit card holder, you might as well be more familiar with the term “balance transfer”. But if you’re just a beginner in the field, don’t be surprised if the first thing you see, when you wake up in the morning, is a messed up credit card bill on your mailbox. If you are not sure what to do, you might panic. How can y...

Credit or Debit? Which Card Makes More Financial Sense?

We’ve reached a stage where our lives are dominated by pieces of plastic – credit cards are a regular feature of every transaction and purchase. Some people swear by it, but others are wary as it ends up putting them in a deep hole of debt. The latter prefer debit cards which work a little differently but which are able to keep you out of debt because you need to have money in the bank to use them. Credit or debit, both cards have their pros and cons, and how you choose to use either depends on ...

Credit Cards vs Debit Cards – A Comparison

In recent times, there has been an increased popularity with in the number of people opting for plastic money. Basically, plastic money can be broadly divided into two different categories that include debit cards and credit cards. In this regard, many people often get confused with which type of card to opt for. Mentioned below are some of the basic differences between these two card types. 1. The most important difference with respect to debit and credit cards lies in their definition itse...

How to Make the Most of Credit Card Balance Transfers

For people who have a balance on their credit card, it might be a good deal to shift them to a new credit card to enjoy more benefits. This is through the process of a credit card balance transfer. Balance transfers allow a credit card owner to transfer the balance on their existing accounts into a new credit card. Many credit card issuers offer this service for free to attract new customers. But it not only does wonders to the credit card company’s business, it can also be good for you....