5 Disadvantages of Using a Debit Card

The following is a guest post from Heather Johnson.
It seems everyone uses their debit card for every purchase these days. They cite the ease with which they make transactions. There is no need to carry cash and the worries that accompany holding a bunch of cash are erased. It really seems like [...]

Top 10 Reasons People Spend More Than They Earn

Rule #1 of financial freedom is spending less than you earn. If you can’t do that, you’ll never be financially successful no matter how hard you work, how many hours you put in, how many promotions you receive, or how much money you make.
It’s a simple rule, and most would consider it common sense. [...]

Don’t Buy Stuff You Can’t Afford

Funny Video. Sound advice…

http://www.youtube.com/watch?v=fMudzRcPxLc

Spending Money: Needs vs. Wants

Let’s face it: Most people spend way too much money on things they don’t really need. The more money we make, the more we tend to spend. This endless cycle of materialism has led many people to confuse the word “need” with the word “want.” As in, “we need a big-screen TV for our new [...]

How gas prices affect your wallet and your behavior

The price of gas has doubled over the past three years, hovering around $3 a gallon nationally. Research was recently conducted to determine how increased gas prices have affected personal finance, as well as behavior at work. More than 300 employees across a wide range of occupations were surveyed in [...]

Spend Your Money on Doing Things Rather Than Owning Things

When dealing with personal finance, it is important to remind yourself from time to time that our most valuable assets are things that cannot be bought. Family and friends would certainly apply to this category. So would your health, time, and knowledge. It would be impossible to put a price tag on any of the [...]

My Super Sweet 16

I caught an episode of the MTV show “My Super Sweet 16″ for the first time the other night. For those of you who haven’t seen the show, it “takes you behind the scenes for all the drama, surprises and over-the-top fun as teens prepare for their most important coming-of-age celebrations”. But, [...]

Half a grand to fix the brakes

So, we’re heading out of town for the weekend. We’ll be driving the wife’s car so you can imagine my delight when she called me on the way home from work to tell me that her car is making a bad squeeking noise.
So now it’s Friday night and I have to find someone to [...]