5 Disadvantages of Using a Debit Card
< ?php if(!is_single()) { ?>< ?php } ?>The following is a guest post from Heather Johnson.
It seems everyone uses their debit card for every purchase these days. They cite the ease with which they make transactions. There is no need to carry cash and the worries that accompany holding a bunch of cash are erased. It really seems like this phenomena has occurred in just the past two years. Pretty much every store you go to Continue article...
Top 10 Reasons People Spend More Than They Earn
Rule #1 of financial freedom is spending less than you earn. If you can’t do that, you’ll never be financially successful no matter how hard you work, how many hours you put in, how many promotions you receive, or how much money you make.
It’s a simple rule, and most would consider it common sense. But, the U.S. has a negative savings rate, meaning this common sense rule may not be so common place. I recently saw a Continue article...
Don’t Buy Stuff You Can’t Afford
Funny Video. Sound advice…
Spending Money: Needs vs. Wants
Let’s face it: Most people spend way too much money on things they don’t really need. The more money we make, the more we tend to spend. This endless cycle of materialism has led many people to confuse the word “need” with the word “want.” As in, “we need a big-screen TV for our new home theater.” Or, “I need a new pair of shoes to go with my new outfit.”
How gas prices affect your wallet and your behavior
The price of gas has doubled over the past three years, hovering around $3 a gallon nationally. Research was recently conducted to determine how increased gas prices have affected personal finance, as well as behavior at work. More than 300 employees across a wide range of occupations were surveyed in the study.
Findings from the study indicated that most people have had to make drastic changes in the way they spend money. For example:
Spend Your Money on Doing Things Rather Than Owning Things
When dealing with personal finance, it is important to remind yourself from time to time that our most valuable assets are things that cannot be bought. Family and friends would certainly apply to this category. So would your health, time, and knowledge. It would be impossible to put a price tag on any of the above.
So let’s step back from discussion about saving, investing, and accumulating money, and let’s talk about how we spend our money. When it comes to Continue article...
My Super Sweet 16
I caught an episode of the MTV show “My Super Sweet 16″ for the first time the other night. For those of you who haven’t seen the show, it “takes you behind the scenes for all the drama, surprises and over-the-top fun as teens prepare for their most important coming-of-age celebrations”. But, these aren’t average teens. These are teens of super rich parents and the money that gets spent on these sweet 16’s is ridiculous.
Besides being Continue article...
Half a grand to fix the brakes
So, we’re heading out of town for the weekend. We’ll be driving the wife’s car so you can imagine my delight when she called me on the way home from work to tell me that her car is making a bad squeeking noise.
So now it’s Friday night and I have to find someone to fix the brakes before we leave on Saturday. But, it’s not so bad, right? It’s not expensive to replace brake pads and, hey, Continue article...
