Top

Get the Best Deals Selling Back Your Textbooks

Textbooks are a necessary expense that most students don’t care for, and they can be hard to afford after you’ve shelled out all your money on tuition and room and board. Luckily, there are several ways to sell back last semester’s textbooks and put a bit more cash back in your pocket. Although you most likely won’t get full value for the textbook no matter where you sell it, follow these tips to help you get the best refund available.

Keep Continue article...

6 Tips for Always Paying Your Bills on Time

Successfully accumulating wealth often means paying attention to the little ways in which we can save money in life. One way many people squander cash is by paying late fees and interest on bills that are overdue. Although the dollars may seem small, the charges add up to significant amounts over time.

Consider that the late fee for monthly bills is often $30. Over the course of a year, that’s $360, but over a 10-year period, that’s a whopping $3,600. Continue article...

Never Underestimate the Value of a Budget

For thousands of people across the United States, sticking to a budget is a very difficult task. Part of this reason is because there is no accountability aside from the effects of failure. It takes a great deal of dedication, willpower and persistence in order to make a home budget work. It’s all too easy to spend your own money on what you want rather than what you need.

A detailed budget can be laid out by the most professional Continue article...

Hidden Fees to Watch for on your Cell Phone Bill

Signing a phone contract often comes with attractive incentives, including a low monthly rate, unlimited texting, and even a free smartphone. Yet when many consumers start to receive their first bills in the mail, they can be startled by higher numbers than they were expecting. Whether it’s due to international rates, roaming charges, or going over a data allowance, there are many small fees that can really add up over the course of the month. To stay within your budget, Continue article...

4 Do’s and Don’ts of Couponing

Even with the world economy slowly recovering, I still find myself coming up a little short at the register. The cost of everything seems to be going up; however, my monthly paycheck does not. I spoke with the experts in free coupons from Canadian Savers, wondering how I could easily save a few dollars here and there and they had plenty of great tips for both novice and experienced savers. Following these simple and logical do’s and don’ts has easily Continue article...

Top 6 Tips for Planning and Budgeting Your Raw Diet

You’ve read all the benefits of eating a raw diet, which include the following:

• Increased energy • Decreased risk of developing cardiovascular disease • Improved digestion • Weight loss • Decreased doctor’s office visits • Enhanced skin appearance

So you’ve found out about the benefits and have decided that you want to adopt a raw food diet.

Now you have to figure out what to buy and where and how to buy it. You could just head down to the local Piggly Wiggly or Food Lion and see what looks good in the Continue article...

Surviving Christmas Financially!

Christmas is the time of year to have fun while enjoying the holiday with family and friends. However, the magic can also be extinguished by the mad rush of stressful shopping, vacation planning, and other logistics. It’s no wonder that the holiday season is actually one of the most stressful times, especially from a financial perspective. The commercial aspect of the holiday encourages spending. Smart spending and creating a Christmas budget, can reduce the financial burden and alleviate some Continue article...

You May Be Spending Too Much Money If…

If you find yourself in bad financial shape and you’re not sure why, there’s a fairly good chance it has to do with your spending habits. Now, to be sure, there are times when you have to spend money. If you’re seeking advice on refinancing your home, for instance, you will need to consult a specialist. Or, if you’re upgrading your home to be more energy efficient, you’ll once again have to throw down some bills. That’s part of the Continue article...

How The US Credit Downgrade Is Affecting Spending

Every person, business and entity has a credit rating. These ratings are a huge part of the economics of lending, borrowing and interest rates. When the United States saw a reduction in their current credit rating, it created ripples throughout the US all the way down the average household and the average consumer.

Whether you plan to tuck money away in savings accounts, IRAs or even fixed rate bonds you may be having second thoughts and for good reason. The way Continue article...

How To Find The Best High Yield Savings

Everyone recognizes the importance of regular saving, even if an increasing number of people are finding it difficult to set aside money in the current climate. If you can manage to save, even a modest amount, a high yield savings account makes a lot of sense. Using a standard savings account will earn you very little, and at a time of high inflation could actually represent an overall loss.

So how do you go about identifying the best savings interest rates? Continue article...

Next Page »

Bottom