10 pocket-friendly DIY Kitchen upgrades

They say that the kitchen is the heart of the home. I don’t know about all that, but I do know that most people love food, and it seems as if everyone flocks toward the kitchen during parties and gatherings. It’s only fitting, then, that your kitchen be the most well put together room in your house. After all, it will likely be the focal point of most of your guests. Nevertheless, kitchen upgrades can get pricey. Countertops, appliances, flooring -- it adds up quickly. Fortunately, a kitchen mak...
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Tips To Successfully Overcome Financial Stress

Do you walk into work each morning worrying about the state of your finances? If so, you’re not alone. 33% of employees are distracted at work by their personal finance issues and 46% of those individuals admit to spending at least three hours a week dealing with their finances when they should be working. Money is a big cause of stress throughout the country and across the world and it has long been a source of conflict between couples and employer-employee relationships, which is why many peop...
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5 Strategies for Building Wealth While in College

For the majority of college students, saving money for the future is not a top priority. Between classes, homework, extracurriculars, and social events, it is challenging to focus on anything but the here and now. These demands, combined with the lack of financial education that is provided to most college students, make it unlikely that many will plan or save for the future. However, despite the current financial state of most students, the college years are actually one of the best times to...
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Expert Insights Into Wealth Creation

On the surface, it appears that debt is a surefire way of limiting wealth creation. Truth be told, not all debt is bad. There are certain types of debt that are regarded as good debt, while others are bad debt. Mortgages (for personal or business real estate) are typically considered good debt, as are student loans. Bad debt is not an investment that will grow in value, and it certainly doesn’t generate income over the long-term. A classic example of bad debt is credit card debt. There are stark...
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Four Practical Insights on How to Take Charge of Your Finances

At the start of this year, people made different kinds of New Year resolutions. The most popular resolutions had personal finance undertones such as getting out of debt or saving up more money. Many New Year resolutions have started to fizzle out on the altar of what's 'practical' as people return to their old ways. Interestingly, your finances tend to have a direct influence on other areas of your life; you can't afford to watch your personal finance resolutions fizzle out. This article provid...
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4 Ways To Plan A Smart Retirement

Retirement is a matter of concern for almost anybody across the world. Once the inflow of income stops, the reserve funds always seem to run out faster than expected. And soon, people face a terrible financial situation where they are forced to compromise on a lifestyle that they have become accustomed to their whole lives. (more…)
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Budgeting Tips to Keep Your Finances Healthy

Consider if you will, the concept of a budget. It's one of those things that, like a diet or exercise regimen, is a good thing to follow, will do you a world of good, but is quite frankly a fun-murdering pain in the rear end. (more…)
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How to Save Money On Your College Degree

Whether you call it an expense or an investment, keeping your college costs under control is always a good idea. Here are a few things you can do to achieve this goal. It's Never Too Early To Save The first thing to remember is to start planning for the college years (your own or your child's) early. Even if your child is still in diapers, go ahead and think about how to pay for college when the time comes. One of the best ways to do start saving for college is to invest in a 529 plan...
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