Feel Smart About Money in Your 20s – Tip #2
Have a plan you can understand, believe in and commit to..
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Feel Smart About Money in Your 20s – Tip #1
Shift how you think about money…
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Lowering My Broadband Bill
When we moved into our house, we signed up for high speed internet with a promotion for $29.99/month for 6 months. That 6 months expired a couple of months ago and since then we have been paying the regular price of over $50/month.
You don’t have to read too many personal finance blogs to find examples of people who have had their rates for various services lowered just by calling and asking for it. So, I figures I would Continue article...
Don’t Buy Stuff You Can’t Afford
Funny Video. Sound advice…
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6 Ideas for your Mid-Year Financial Checkup
1) Maximize retirement plan deferrals. Deferrals to your employer’s retirement plan reduce current federal income tax liability and enhance your retirement savings. If your employer offers a match, don’t pass up this benefit. The 2006 basic limit is $15,000 ($20,000 if you are age 50 or older).
Spend Your Money on Doing Things Rather Than Owning Things
When dealing with personal finance, it is important to remind yourself from time to time that our most valuable assets are things that cannot be bought. Family and friends would certainly apply to this category. So would your health, time, and knowledge. It would be impossible to put a price tag on any of the above.
So let’s step back from discussion about saving, investing, and accumulating money, and let’s talk about how we spend our money. When it comes to Continue article...
Tips To Avoid Getting Into Debt
There are countless blogs, articles, tips, and books about how to get out of debt. The best way to avoid never-ending pressure from creditors to repay overdue bills is to not let the bills become overdue in the first place — or better yet, to avoid getting into debt at all. You should be taking preventative steps to avoid debt.
Pay with cash whenever possible. Stay within your spending limits. Avoid impulse purchases. Avoid “buy now, pay later”, “interest-free financing” and like Continue article...
