http://www.accumulatingmoney.com/no-load-mutual-funds-earn-more-and-spend-less/ Because wealth is better than poverty, if only for financial reasons. Mon, 19 Jul 2010 06:32:22 +0000 hourly 1 http://wordpress.org/?v=3.0 http://www.accumulatingmoney.com/no-load-mutual-funds-earn-more-and-spend-less/comment-page-1/#comment-52969 TPO Sat, 27 Jun 2009 23:03:37 +0000 http://www.accumulatingmoney.com/?p=526#comment-52969 As a financial advisor, I'm obivously biased, but I had several clients want to sell everything the beginning of March of this year. If they'd purchased no-load funds and been managing their portfolio themselves, I'm certain they'd have sold everything and subsequently missed out on the 30-35% rebound that their portfolios desperately needed. In addition, because growth (equities) investments generally outperform income (bonds) in the long term, your portfolio should be re-balanced at least annually. Up until last year, good international funds were consistently beating domestic funds, which also should be re-balanced. Forgetting to re-balance your portfolio to reduce exposure to international funds can leave you susceptible to excessive currency risk. Bottom line is this: If you're comfortable managing your finances yourselves, then definitely go with no-load funds. If you value the advice of a professional, you're better off paying for actively managed funds that charge a load. Most people need someone to take the emotion out of investing. Just make sure to choose funds w/ low annual expenses, long proven track records, and always buy A shares if your time horizon is long term. As a financial advisor, I’m obivously biased, but I had several clients want to sell everything the beginning of March of this year. If they’d purchased no-load funds and been managing their portfolio themselves, I’m certain they’d have sold everything and subsequently missed out on the 30-35% rebound that their portfolios desperately needed. In addition, because growth (equities) investments generally outperform income (bonds) in the long term, your portfolio should be re-balanced at least annually. Up until last year, good international funds were consistently beating domestic funds, which also should be re-balanced. Forgetting to re-balance your portfolio to reduce exposure to international funds can leave you susceptible to excessive currency risk.
Bottom line is this: If you’re comfortable managing your finances yourselves, then definitely go with no-load funds. If you value the advice of a professional, you’re better off paying for actively managed funds that charge a load. Most people need someone to take the emotion out of investing. Just make sure to choose funds w/ low annual expenses, long proven track records, and always buy A shares if your time horizon is long term.

]]> http://www.accumulatingmoney.com/no-load-mutual-funds-earn-more-and-spend-less/comment-page-1/#comment-47774 TStrump Mon, 09 Mar 2009 00:19:13 +0000 http://www.accumulatingmoney.com/?p=526#comment-47774 I would never by a load fund. There's no evidence that they perform better. The only person really benefiting is the broker who sold it to you. I would never by a load fund.
There’s no evidence that they perform better.
The only person really benefiting is the broker who sold it to you.

]]> http://www.accumulatingmoney.com/no-load-mutual-funds-earn-more-and-spend-less/comment-page-1/#comment-46695 Weekly Dividend Investing Roundup - February 21, 2009 | The Dividend Guy Blog Sat, 21 Feb 2009 11:01:28 +0000 http://www.accumulatingmoney.com/?p=526#comment-46695 [...] If you have to buy mutual funds, then go no-load [...] [...] If you have to buy mutual funds, then go no-load [...]

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