Comments on: The Self-Directed 401k and its Essential Factors http://www.accumulatingmoney.com/self-directed-401k-and-its-essential-factors/ Because wealth is better than poverty, if only for financial reasons. Mon, 06 Feb 2012 01:49:45 +0000 hourly 1 http://wordpress.org/?v= By: Cindy http://www.accumulatingmoney.com/self-directed-401k-and-its-essential-factors/comment-page-1/#comment-180822 Cindy Tue, 17 Jan 2012 00:47:17 +0000 http://www.accumulatingmoney.com/?p=441#comment-180822 What is your take on the non-recourse real estate loan option when investing in a self-directed IRA? I anticipate being laid of in the near future which would then permit a rollover from my current retirement plan. The real estate market is verrrrrry low in our city. So low that the investment properties I would consider (low purchase price, already have equity, can rent for 6-10 times what the loan pmt would be...) will most certainly double in price (at least) by the time I could retire. The rent payments would have to be deposited directly into the IRA so, in essence: 1. I would be forced to contribute instead of blowing the rent payments like I would be inclined to and 2. The rent I would deposit throughout the course of a year would significantly surpass my current contributions and the gain I have made in recent quarters. This is a new concept for me and I'm interested in getting some feedback. What is your take on the non-recourse real estate loan option when investing in a self-directed IRA? I anticipate being laid of in the near future which would then permit a rollover from my current retirement plan. The real estate market is verrrrrry low in our city. So low that the investment properties I would consider (low purchase price, already have equity, can rent for 6-10 times what the loan pmt would be…) will most certainly double in price (at least) by the time I could retire. The rent payments would have to be deposited directly into the IRA so, in essence:

1. I would be forced to contribute instead of blowing the rent payments like I would be inclined to and
2. The rent I would deposit throughout the course of a year would significantly surpass my current contributions and the gain I have made in recent quarters.

This is a new concept for me and I’m interested in getting some feedback.

]]> By: JT GReen http://www.accumulatingmoney.com/self-directed-401k-and-its-essential-factors/comment-page-1/#comment-107258 JT GReen Thu, 21 Jul 2011 04:20:53 +0000 http://www.accumulatingmoney.com/?p=441#comment-107258 can I move my IRA money from former employer (401K money) to my new employers 401k plan? can I move my IRA money from former employer (401K money) to my new employers 401k plan?

]]> By: Jack http://www.accumulatingmoney.com/self-directed-401k-and-its-essential-factors/comment-page-1/#comment-106091 Jack Sun, 17 Jul 2011 17:12:03 +0000 http://www.accumulatingmoney.com/?p=441#comment-106091 I have been contributing only about 20% of my earnings into my 401-k and my employer matches that with 1% . I am age 62. Is it possible to deposit in an amount that would effectively catch up substantially to what I was qualified in the earlier years? I have been contributing only about 20% of my earnings into my 401-k and my employer matches that with 1% . I am age 62. Is it possible to deposit in an amount that would effectively catch up substantially to what I was qualified in the earlier years?

]]> By: Carnival of Personal Finance No. 177 http://www.accumulatingmoney.com/self-directed-401k-and-its-essential-factors/comment-page-1/#comment-44787 Carnival of Personal Finance No. 177 Mon, 03 Nov 2008 14:02:27 +0000 http://www.accumulatingmoney.com/?p=441#comment-44787 [...] Clint from Accumulating Money looks at The Self-Directed 401k and its Essential Factors. [...] [...] Clint from Accumulating Money looks at The Self-Directed 401k and its Essential Factors. [...]

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