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	<title>Comments on: Top 10 Reasons People Spend More Than They Earn</title>
	<atom:link href="http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/</link>
	<description>Because wealth is better than poverty, if only for financial reasons.</description>
	<lastBuildDate>Mon, 06 Feb 2012 01:49:45 +0000</lastBuildDate>
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		<title>By: j</title>
		<link>http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/comment-page-1/#comment-190674</link>
		<dc:creator>j</dc:creator>
		<pubDate>Mon, 06 Feb 2012 01:49:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/#comment-190674</guid>
		<description>There are all of these neat toys out there. I thought about getting a mobile phone, but I really don&#039;t need one and I really don&#039;t feel like spending the extra money.  I rather save my money for more important things...like starting a family.</description>
		<content:encoded><![CDATA[<p>There are all of these neat toys out there. I thought about getting a mobile phone, but I really don&#8217;t need one and I really don&#8217;t feel like spending the extra money.  I rather save my money for more important things&#8230;like starting a family.</p>
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		<title>By: your mom</title>
		<link>http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/comment-page-1/#comment-152298</link>
		<dc:creator>your mom</dc:creator>
		<pubDate>Fri, 04 Nov 2011 14:27:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/#comment-152298</guid>
		<description>number 1 is the most used where i come from</description>
		<content:encoded><![CDATA[<p>number 1 is the most used where i come from</p>
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		<title>By: your mom</title>
		<link>http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/comment-page-1/#comment-151889</link>
		<dc:creator>your mom</dc:creator>
		<pubDate>Thu, 03 Nov 2011 14:47:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/#comment-151889</guid>
		<description>i like rule 9 the most</description>
		<content:encoded><![CDATA[<p>i like rule 9 the most</p>
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		<title>By: David Sneen</title>
		<link>http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/comment-page-1/#comment-108313</link>
		<dc:creator>David Sneen</dc:creator>
		<pubDate>Sun, 24 Jul 2011 04:51:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/#comment-108313</guid>
		<description>These are compelling reasons to spend.  Looking at your article, I can see how easy it is to get into trouble.  Spending can be so hard to resist.</description>
		<content:encoded><![CDATA[<p>These are compelling reasons to spend.  Looking at your article, I can see how easy it is to get into trouble.  Spending can be so hard to resist.</p>
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		<title>By: David Sneen</title>
		<link>http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/comment-page-1/#comment-105881</link>
		<dc:creator>David Sneen</dc:creator>
		<pubDate>Sun, 17 Jul 2011 01:02:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/#comment-105881</guid>
		<description>It is so easy to spend-and so difficult to save.  I found myself nodding as I was reading your top 10 reasons to spend....and I can encapsulate your article with - &quot;Spending is fun, .... more fun than saving!&quot;  Great work.</description>
		<content:encoded><![CDATA[<p>It is so easy to spend-and so difficult to save.  I found myself nodding as I was reading your top 10 reasons to spend&#8230;.and I can encapsulate your article with &#8211; &#8220;Spending is fun, &#8230;. more fun than saving!&#8221;  Great work.</p>
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		<title>By: Jack Vincent (The Way to Wealth)</title>
		<link>http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/comment-page-1/#comment-76223</link>
		<dc:creator>Jack Vincent (The Way to Wealth)</dc:creator>
		<pubDate>Wed, 30 Mar 2011 15:24:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/#comment-76223</guid>
		<description>This article is right on point. Most of our overspending is for the wrong reasons.

 What about when overspending is necessary?  We&#039;ve all gone through it.  The major car repair you put on your credit card so you can get to work, or the mostly minor (and occasionally major) disasters that instantly drain any savings you&#039;ve built up.</description>
		<content:encoded><![CDATA[<p>This article is right on point. Most of our overspending is for the wrong reasons.</p>
<p> What about when overspending is necessary?  We&#8217;ve all gone through it.  The major car repair you put on your credit card so you can get to work, or the mostly minor (and occasionally major) disasters that instantly drain any savings you&#8217;ve built up.</p>
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		<title>By: alan</title>
		<link>http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/comment-page-1/#comment-64472</link>
		<dc:creator>alan</dc:creator>
		<pubDate>Mon, 21 Jun 2010 20:33:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/#comment-64472</guid>
		<description>the main reason is you do not need to pay money if you do not have. just file bankruptcy.</description>
		<content:encoded><![CDATA[<p>the main reason is you do not need to pay money if you do not have. just file bankruptcy.</p>
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		<title>By: Thomas Bailey</title>
		<link>http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/comment-page-1/#comment-59056</link>
		<dc:creator>Thomas Bailey</dc:creator>
		<pubDate>Sat, 14 Nov 2009 05:51:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/#comment-59056</guid>
		<description>There are TV ads that tell us in effect that to be happy, we need an expensive car, expensive clothing, and basically an expensive lifestyle. There are ads that play to our vanity.
As for the cost of maintaining a car, I know full well I cannot afford it, thus, I do not plan to buy a car. A bike does the job just fine.</description>
		<content:encoded><![CDATA[<p>There are TV ads that tell us in effect that to be happy, we need an expensive car, expensive clothing, and basically an expensive lifestyle. There are ads that play to our vanity.<br />
As for the cost of maintaining a car, I know full well I cannot afford it, thus, I do not plan to buy a car. A bike does the job just fine.</p>
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		<title>By: Robert</title>
		<link>http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/comment-page-1/#comment-56161</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Fri, 16 Oct 2009 16:51:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/#comment-56161</guid>
		<description>Spending money for stupid things is silly. You think how hard you work and then waste it like it&#039;s nothing. People should follow these ten tips and save a bit more--it&#039;ll pay off in the long run. Great post.</description>
		<content:encoded><![CDATA[<p>Spending money for stupid things is silly. You think how hard you work and then waste it like it&#8217;s nothing. People should follow these ten tips and save a bit more&#8211;it&#8217;ll pay off in the long run. Great post.</p>
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		<title>By: John</title>
		<link>http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/comment-page-1/#comment-51930</link>
		<dc:creator>John</dc:creator>
		<pubDate>Sat, 30 May 2009 02:40:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.accumulatingmoney.com/top-10-reasons-people-spend-more-than-they-earn/#comment-51930</guid>
		<description>I think moderation is important. While saving money is very important it is also important for people to spend money. If everyone just spent their income on their bills and nothing more, then lots of companies would go out of business and as a result people would lose their jobs. There really needs to be a balance.</description>
		<content:encoded><![CDATA[<p>I think moderation is important. While saving money is very important it is also important for people to spend money. If everyone just spent their income on their bills and nothing more, then lots of companies would go out of business and as a result people would lose their jobs. There really needs to be a balance.</p>
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