What is an HSA?
A Health Savings Account is a plan that an individual purchases to safeguard against future and current expenses for medical care. A HDHP plan is a High Deductible Health Plan and an HSA is often used in conjunction with that type of health coverage.
Money and Marriage
Marriage is supposed to be an equal partnership. There should always be a fair division of labor. When it comes to finances, it is usually just one person that handles the bills, the distribution of funds and all investments and insurance policies. This is a fine arrangement as having two people trying to run the [...]
5 Disadvantages of Using a Debit Card
The following is a guest post from Heather Johnson.
It seems everyone uses their debit card for every purchase these days. They cite the ease with which they make transactions. There is no need to carry cash and the worries that accompany holding a bunch of cash are erased. It really seems like [...]
Setting up an Emergency Fund
Having emergency money that is easily accessible in an event such as a lay off or medical situation where you will not be able to work for awhile is important so that you and your family don’t suffer unduly while you are waiting to get back on your financial feet. Everyone should have an emergency [...]
How Your 401K Works to Your Benefit
Many of the younger generation don’t often put much thought to how they will live after they retire. After all, it seems as if it is eons away. But retirement creeps up on you faster than you realize and proper financial planning in your younger years will be a key factor to the lifestyle you [...]
5 Tips for Managing Your Finances if You Have Been Laid Off
Anyone, young or old can have the misfortune of being laid off. The economy is such that it has become much more prevalent than it has in the past. There are ways you can survive a lay off if you follow these tips about how to manage your finances.
How is Your Money Being Spent?
When you [...]
What to Do Before Age 30 to Set You on a Firm Financial Path
Setting yourself up for a rosy financial future is not always the first thing one someone under the age of 30 thinks about, but it should be. What you do in your younger years can not only set you on a path to financial security, it will give you the financial discipline you need in [...]
Successfully Managing Your Credit
The easiest way to fall into the bottomless pit that is debt is by not knowing how to manage your credit successfully. Credit cards are not given to only those with financial savvy and they don’t come with an instruction manual on how to use them.
The average American has anywhere from five to eight credit [...]
Why You Need to Purchase Life Insurance
With America’s financial future in debate, paying an extra bill for life insurance each month may not seem to be worth it. If you have a family, then life insurance is one of the most important purchases you can make to ensure that your dependents will be taken care of if something unforeseen should happen [...]
Going Green to Keep More Green in Your Pocket
With much of the focus on going green today, the average family can do much to help the environment. Not only will you be doing your part for global warming and climate change, you will be doing your wallet a big favor as well.
Investing for the Future
The winds of change are definitely blowing in [...]
