Are All Credit Cards for Average Credit Just … Average?
Nobody wants to be average. Average is boring, average doesn’t stand out – average is, well, average.
But it’s not always a bad thing to be average, especially when it comes to your credit score. Having average credit is likely to get you decent interest rates, unsecured credit card offers and some solid cash back opportunities.
So why does it feel like credit cards for average credit are just that – average? And how can a consumer boost their score Continue article...
Top 10 Books Every Investment Banker Should Have
Anyone that has ever had visions of being an investment banker has no doubt picked up a good banking book or two along the way. As they say, the key to success in any business is having a thorough knowledge of the industry and how to successfully perform your role in it.
Even though the Internet has become center stage in the last number of years when it comes to picking up tips on how to learn this and do that, Continue article...
5 Things to Consider When Thinking About Refinancing
Everyone can use that extra bit of cash flow that we believe will come from refinancing and reducing our monthly mortgage payment. But there are numerous factors you will need to consider before pulling the trigger on refinancing. What you might think is a good deal could actually have you paying more in the long run.
Here, we’ll review five things you need to consider when deciding whether refinancing is right for you.
What is the value of your home? Continue article...
White Knight Agencies Help with Credit Card Issues
In a perfect world, satisfaction would be the ultimate description of every aspect of our lives. There would be no justification for complaining and griping; disputes would be non-existent when everything works as its intended and products are perfectly flawless. But that only happens in dreams; the real world is full of defective, faulty, unreliable merchandise and shoddy, mismanaged services…including credit card services. While credit cards have become a great resource over the years, but they have proven to be Continue article...
Water Leaks Can Cost You: How to Find Them
Water damage is the kind of damage that always comes with a cost – in fact, according to HomeDepot.com, “Water ‘escape’ damage is the 2nd leading cause of home insurance claims nationwide.” So how do you prevent the leak that causes the damage before it happens? There are definitely signs to be on the lookout for during regular inspection of your home, which we’ll shed light on here.
In the bathroom. If you consider that most of the things Continue article...
Finding Your Solution: 6 Steps to Debt Freedom
Dreams of getting out of debt are not so rare these days, but stories of triumph we hear less frequently. Debt freedom is attainable, but it requires extreme dedication and a lot of focus. Here is a guideline, including six steps to dig yourself out of the debt hole.
Create a spending record. A spending record is a great way to figure out where you can cut back on spending. This record should include everything from monthly bills to a pack Continue article...
Credit Score 101
A recent survey conducted by CouponCabin.com uncovered that 47% of Americans don’t know their credit scores. That startling percentage suggests that nearly half of Americans not only have no clue what their own credit scores are, but that they are also unaware of what exactly affects their scores and the negative implications of poor credit scores.
It’s important to understand credit scores and how bad ones could cause you problems in future when it comes time to apply for a Continue article...
Why the Frugal Are Rich
Being frugal doesn’t mean you don’t have money for things, it simply means you choose not to spend money on expensive unnecessary items. Living frugal can make you rich in several ways and more than just by the amount of money you have.
Financially Rich Of course when you hear the term rich you think of having a lot of money. That is part of the richness the frugal experience. Because frugal Continue article...
Top 5 Ways to Save Some Green on Your Car Insurance
Car insurance is a necessary evil. You’re required by law to have it, but it can often just feel like one more added expense in these difficult economic times.
The good news is that the chances are high that you are spending too much on your car insurance. Are you a safe driver? Do you have good credit? Do you drive with low frequency? If you said yes to any of these questions, you are likely in for a Continue article...
The Real Costs of St. Patrick’s Day
St Patrick’s Day brings about parades, parties, wearing green and of course the mythical leprechaun and his pot of gold that everyone wishes were real. But some might do better to pay attention to their own coins because St Patrick’s Day is one of the costliest holidays of the year.
The Start of it All
St Patrick’s Day started originally in Ireland as a religious cultural holiday. It takes its name from one of the most common saints of the church, Continue article...
