What is a Deductible? A deductible is a specific dollar amount that you are responsible for paying out-of-pocket before your insurance coverage kicks in. Deductibles are a common feature of many types of insurance policies, including health insurance, car insurance, and home insurance. Understanding how deductibles work is an important aspect of managing your personal finances and making informed decisions about your insurance coverage In a nutshell, a deductible is the amount you agr...

For many drivers, the high cost of insurance is a major financial burden. But what if there were ways for high-risk drivers to save money on their premiums? Here are some tips for how you can keep your rates affordable even if you have a few accidents or speeding tickets on your record. follow these tips and you'll be driving safely and saving money in no time! Shop around for insurance rates before you settle on a company Shopping for insurance can feel like a tedious and overwhelmin...

Many people rely on their cars for transportation to work, school, and other places. It's necessary for them to maintain a clean driving record to avoid high insurance premiums. However, very few drivers can confidently say that they've never picked up a traffic ticket.  Auto insurance companies usually look at driving records before determining the coverage cost. The types of violations and the number of violations can cause a hefty spike in your insurance rate. We'll discuss possi...

Finding an insurance provider is hard, and the quest can lead to many people asking if there is an easy way of choosing an insurance provider?  It turns out that asking the right questions can help you choose the right insurance provider. But, if you don't know what questions to ask, it can then get a bit tricky figuring out which insurance provider best fits you and your situation. If you don't know much about insurance providers, but you need one for one or more reasons, here a...

If you are the kind who likes to plan, you would have thought about the inevitable too. Your loved ones will be stranded at the expense of your burial. With government benefits amounting to only $255, you will want to leave a little something behind for them. Burial insurance from providers is your answer to end-of-life expenses. Many insurance companies offer final expense insurance, and it is difficult to find the best burial insurance for seniors. This article discusses the features y...

Life insurance is an essential component of a healthy financial and life plan. Sometimes medical exams prohibit seekers of insurance, but there are many forms of insurance that don’t require a medical exam. This form of insurance for a life insurance policy not only doesn’t require the insured to take a medical screening before they are approved to buy. This form of insurance appeals to many types of people. Some have a fear of doctors and appointments for medical professionals. This is ...