4 Tips for Rebuilding Credit After Getting Out of Debt

Trying to rebuild your credit score may seem like a daunting task, especially if you’re doing so after having one or more debts end up in collections. It might even feel similar to standing at the base of a mountain, wanting desperately to make it closer to the top but wondering how in the world you’re going to get there. Any avid hiker would probably offer up advice along these lines: Do your research, make sure you have the resources you need ahead of time, then take it one step at a time...
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Are Robo Advisors the Best Way Around Financial Downturns?

With the several largest point drop days in Dow Jones history during March, and with experts still expecting a second Coronavirus wave, we're looking at putting on our seatbelts to weather the probable storm. So, what about Robo advisors? They were all the rave when times were good, but how are they going to fair in a downturn? After all, you can never really be tested in a bull market. Sure, you may yield higher or lower than market returns, but the acid test comes with how well you kee...
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May 2020 Net Worth

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I enjoy compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. The numbers... With all the turmoil in the world, I'm surprised we have recovered this much, but there is still far to go.
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Managing Portfolios: 3 Strategies For Businesses To Avoid Portfolio Risk

Source  Have you diversified your business to reduce risk? Business expansion via product diversification helps a business in reaching a wide variety of audiences as well as reduce the inherent risk involved in conducting business. For instance, take Disney as an example. The company has an extensive portfolio, including films, parks, cruise ships, and children retailing. Now, it has entered the world of streaming services as well. While exploring various portfolios has a ...
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Preparing Financially for the End of Your Life

Nobody likes to think about death, but if you embrace the fact that you're going to die instead of running away from it, you're far more likely to make better decisions in the present. This is because once you've accepted that you only have one life, you'll be able to make the decisions that matter most, rather than feeling like you need to keep up with Joneses. Perhaps nowhere is this as apparent than in the world of personal finance, where the decisions that you make now can make ...
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4 Tips to Rock a House Hunt and Find Your Dream Home

We all have our imagination of a dream home. Some love to live amidst the woods surrounded by peaceful silence. Some want to live by the lake in a picturesque cottage. And some prefer living within the hustle-bustle of urban cities. Whatever you are looking for, it is practically impossible to find a perfect house within a jiffy. If you think it would be like your usual trip to the mall (where you go and buy items, and come back), you are not alone. Many home hunters set off with the ...
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April 2020 Net Worth

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I enjoy compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. The numbers... April was a strong month, in fact, the largest increase I have ever had in a single month. This, of course, doesn't mean much after the much larger losses experienced over the two previous months. There's still a ...
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March 2020 Net Worth

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I enjoy compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. The numbers... Coronavirus has continued to wreak havoc on my accounts. Losses combined with moving some money around and refinancing to take advantage of low rates have changed the numbers a fair bit. I'll just keep on investi...
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Overnight Flight Must Haves To Get You Through The Night

How to sleep well on flights is a timeless problem for many travellers. While some snooze with ease as soon as the doors of the plane close, most others are left in half-conscious discomfort for much of the flight. If you identify with this latter group, then it may be hard to believe that there is any way an overnight flight could be improved. Fortunately, there are some things you can bring with you to make the trip a bit more bearable. By packing these things and stocking up with the ...
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How To Improve Your Odds Of Qualifying For A Loan

Loan Application Approved Showing Credit Agreement Rejection of your loan application can feel like a personal rejection. After all, they’re refusing to fund your dream home, the purchase of the car you wanted, or the capital you need to start your new business. However, rejections don’t have to be final. Let’s learn a few ways you can improve your odds of qualifying for a loan.  Clean Up Your Credit  We’re not advising you to challenge accurate entries on your credit report to get a t...
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