Preparing Financially for the End of Your Life

Nobody likes to think about death, but if you embrace the fact that you're going to die instead of running away from it, you're far more likely to make better decisions in the present. This is because once you've accepted that you only have one life, you'll be able to make the decisions that matter most, rather than feeling like you need to keep up with Joneses. Perhaps nowhere is this as apparent than in the world of personal finance, where the decisions that you make now can make ...
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4 Tips to Rock a House Hunt and Find Your Dream Home

We all have our imagination of a dream home. Some love to live amidst the woods surrounded by peaceful silence. Some want to live by the lake in a picturesque cottage. And some prefer living within the hustle-bustle of urban cities. Whatever you are looking for, it is practically impossible to find a perfect house within a jiffy. If you think it would be like your usual trip to the mall (where you go and buy items, and come back), you are not alone. Many home hunters set off with the ...
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April 2020 Net Worth

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I enjoy compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. The numbers... April was a strong month, in fact, the largest increase I have ever had in a single month. This, of course, doesn't mean much after the much larger losses experienced over the two previous months. There's still a ...
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March 2020 Net Worth

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I enjoy compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. The numbers... Coronavirus has continued to wreak havoc on my accounts. Losses combined with moving some money around and refinancing to take advantage of low rates have changed the numbers a fair bit. I'll just keep on investi...
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Overnight Flight Must Haves To Get You Through The Night

How to sleep well on flights is a timeless problem for many travellers. While some snooze with ease as soon as the doors of the plane close, most others are left in half-conscious discomfort for much of the flight. If you identify with this latter group, then it may be hard to believe that there is any way an overnight flight could be improved. Fortunately, there are some things you can bring with you to make the trip a bit more bearable. By packing these things and stocking up with the ...
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How To Improve Your Odds Of Qualifying For A Loan

Loan Application Approved Showing Credit Agreement Rejection of your loan application can feel like a personal rejection. After all, they’re refusing to fund your dream home, the purchase of the car you wanted, or the capital you need to start your new business. However, rejections don’t have to be final. Let’s learn a few ways you can improve your odds of qualifying for a loan.  Clean Up Your Credit  We’re not advising you to challenge accurate entries on your credit report to get a t...
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Bitcoin And India: How To Buy And Sell It

Unfortunately, even though Bitcoin knows no borders there are countries where it is not permitted to use it. Some countries limit how you can use it and some are totally laissez faire about it completely. India is a country where it is somewhat limited in how you can acquire it. For the most part, however, there are not too many laws that expressly forbid it. The only area where you cannot acquire it is at a POS for a business. If you have a store, for example, you can’t accept that a...
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Building Credits Without Credit Cards

The very key to avoiding the snags people experience through their everyday lives is by building credit. The responsible usage of credit cards is one of the best ways to create and build good credit scores. However, if a person prefers not to use credit cards, then he or she must know how to build credit solely without the use of the said cards. These alternative methods generally focus on the application of loans for which differ depending on the type of loan convenient and appropriate ...
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Putting Together a Business Plan to Secure Finance

To be able to thrive and grow your business you need cash. Often, at some point, you will need more money than you have available in your accounts. For example, you may want to extend your premises to take on new customers.  But understandably you will not want to wait the decade it would take to make enough profits to be able to afford to do so.  If you did that your business would grow very slowly indeed. That is why most firms borrow money at some stage. But, for your loan a...
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Saving Money Versus Paying Down Debts – Which is More Important?

The key to financial freedom is learning how to manage your money. So, when you know that you have debts that need to be paid but you also realize that building up a savings is vital, what do you do? Truthfully, there isn't going to be a default answer that is going to fit everyone's circumstances. On the other hand, there are general rules and tips that are pretty much universal. Read on to learn whether you should focus on paying your debts or saving more. Consider How Much Debt You Ha...
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