How to Buy a House with No Money?

When it comes to buying a house most people believe you need to have a down payment to even be considered. However, that’s not quite the case. If you’re looking to buy a home but don’t have a down payment available, continue reading for how you can achieve homeownership. Government Loans While the options to buy a home with no down payment are limited, they are available. Lenders usually require buyers to place a down payment of around 20% of the home’s price. For some, that amount of...
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May 2021 Net Worth

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I enjoy compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. This month's numbers... The big jump in home equity this month is due to a home improvement project that his happening. There will be another bump when the project is complete and final payment is made. It's an expensive and slow...
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April 2021 Net Worth

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I enjoy compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. This month's numbers... I probably sound like a broken record, but the way I have my net worth organized it makes it really clear where the gains are coming from. And it's a testament to the power of compound growth. The impact s...
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How to Become Better with OLD GOLD COINS In 10 Minutes

Old Gold Coins
If you don't know, it's not a good idea to clean your old gold coins. While you may think you're doing someone a favor, it may not be to anyone's benefit as they could be more valuable just the way they are. You could damage it and then it wouldn't be worth as much. So leave the dirt and grime on the coin. Selling Your Old Gold Coins Gold dealers know about what's called a “buy and sell spread.” They are talking about the difference between the price they pay a seller and what the seller ...
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March 2021 Net Worth

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I enjoy compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. This month's numbers... The retirement accounts continue to do much of the work on their own. The trading account continues to be for fun, I guess, because it hasn't been very profitable for a while. Of course, I am hopeful that ...
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How to Live Comfortably on a Budget

If you live on a tight budget every month, you might believe vacations, a new wardrobe, and social outings are a pipe dream. While you can’t splash the cash on a whim, a little research could save you money and fund a better lifestyle. To enjoy a better quality of life without destroying your cash flow, find out how to live comfortably on a budget. Choose Quality Over Quantity Adopt the mindset of quality over quantity to save money in the long-term. For instance, if your wardrobe ...
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February 2021 Net Worth

Every month I post my updated net worth for those that are interested in following my progress. I have been tracking my net worth online since January 2006. I enjoy compiling the numbers each month, and doing so keeps me motivated, focused, and accountable. This month's numbers... This makes it pretty obvious that the heavy lifting is happening in the retirement accounts. Seeing this makes me want to get that number over a million. If I just averaged this months amount, I'd make it b...
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Getting The Right Credit Card Reader For Your Small Business

credit card reader
Making it as easy for your customers to pay you is good for business. The simpler you make the transaction for them the more likely it is that they will buy from you again. In 2017, 74% of transactions were carried out using debit or credit cards. Today, that figure is certainly higher. Hygiene concerns surrounding CoVid have caused consumers to increasingly turn away from using cash. So, if you have not yet acquired a credit card reader for your small business it is well worth your whil...
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Easy Ways to Make Money on The Side

Earning extra money on the side can give you more financial freedom and help you pay off debt faster. You will have less financial stress and will enjoy more flexibility when it comes to your lifestyle. The good news is, there are countless ways to boost your monthly income fast. Here are some ideas to make money on the side: Sell unused items online  Take a look around your home, and you will most likely find lots of clothes, electronics, and other items that you no longer use. ...
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Increasing Your Business Revenue

Increasing your business revenue
When you have your own trade or business, you want to increase your revenue as much as possible. This might be so that you can expand the business itself, to raise staff wages, or invest and watch your money grow.  To be able to accomplish this, you need to first consider the means in which you plan to increase that revenue. This might mean making alterations to your business itself, or the practices you use. Rather than simply pushing ahead with trying to earn more, it can be a goo...
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