Saving

How to Live Comfortably on a Budget

If you live on a tight budget every month, you might believe vacations, a new wardrobe, and social outings are a pipe dream. While you can’t splash the cash on a whim, a little research could save you money and fund a better lifestyle. To enjoy a better quality of life without destroying your cash flow, find out how to live comfortably on a budget. Choose Quality Over Quantity Adopt the mindset of quality over quantity to save money in the long-term. For instance, if your wardrobe ...
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5 Money-Saving Tips to Enjoy a Frugal Retirement

The financial transition from employment to retirement can be challenging. The decrease in your income will certainly lead to lifestyle changes. Remember that these changeovers aren’t a walk in the park, particularly if you are going to retirement without substantial savings. You may know that your income will decrease, but how will you know where to spend and downsize? You will realize that frugality is a crucial retirement survival skill that you need to have. In this honest and unbias...
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How You Could Be Wasting Money Right Now

None of us want to think that we are ever wasting money, especially when it is in such short supply, but the truth is, we might not be as thrifty as we think. Unfortunately, there are some mistakes that we are all capable of making.  Of course, we never know when our financial situation is going to change. For example, you might find yourself in a car accident and out of work due to an injury. While you will want to contact someone for information regarding a car accident lawsuit, y...
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Saving Money Versus Paying Down Debts – Which is More Important?

The key to financial freedom is learning how to manage your money. So, when you know that you have debts that need to be paid but you also realize that building up a savings is vital, what do you do? Truthfully, there isn't going to be a default answer that is going to fit everyone's circumstances. On the other hand, there are general rules and tips that are pretty much universal. Read on to learn whether you should focus on paying your debts or saving more. Consider How Much Debt You Ha...
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Top 10 Ways To Save On Home-related Expenses

Banks have sold the idea of homeownership as being an integral part of the American Dream. And, why not – having a piece of land and an abode to call our own is alluring. No more fighting with landlords and inconsiderate neighbours. No more questionable neighbourhoods and badly-maintained rentals. Shortly after moving in, though, the honeymoon ends. From the first big maintenance bill to the cost of heating in winter, there’s no doubt about it – owning a home ain’t cheap. (1) Make you...
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10 Best Ways To Save Money On Groceries

Are your grocery bills too high every month? Ever wondered what you can do to cut down your spend? Well, thanks to the guys at Cashlady, here is a helpful list of the 10 best ways to save money on groceries. 1. Use coupons Coupons are a great way to save a few pennies. There are always lots of offers available on a whole range of popular brands. When you use them across a variety of products you’ll soon notice how much money it will save each month. 2. Lookout for deals You’ll a...
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How Modern Shopping Trends Affect Saving Habits

Consumer spending in America hit 14.1 trillion dollars during quarter three of 2018. How we spend plays a big role in how we save. If you want to accumulate wealth, looking at the freshest shopping trends will help you to understand how others save money by changing their own shopping habits. The hottest trends in shopping are purchases made via mobile devices, pop-up shops and automated subscriptions. These trends show that consumers are looking for deals that might be hard ...
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Infographic: How Have Savings Initiatives Changed Over Time?

These days, in our modern world, many of us have our finances organised with share ISA accounts and pension pots but have you ever thought about where these came from, or how each savings initiative has changed over the years? This posed question is explored in the graphic below, by online investment company, True Potential Investor. Did you know… that the first known building society formed for groups of individuals who were looking to help each other to buy property? Or that the Bank of En...
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4 Ways To Plan A Smart Retirement

Retirement is a matter of concern for almost anybody across the world. Once the inflow of income stops, the reserve funds always seem to run out faster than expected. And soon, people face a terrible financial situation where they are forced to compromise on a lifestyle that they have become accustomed to their whole lives. (more…)
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