Feel Smart About Money in Your 20s – Tip #2

Have a plan you can understand, believe in and commit to.. [youtube]n3xIx9kjLwM[/youtube]

Feel Smart About Money in Your 20s – Tip #1

Shift how you think about money... [youtube]bFrFv-RzBz8[/youtube]

Lowering My Broadband Bill

When we moved into our house, we signed up for high speed internet with a promotion for $29.99/month for 6 months. That 6 months expired a couple of months ago and since then we have been paying the regular price of over $50/month. You don't have to read too many personal finance blogs to find examples of people who have had their rates for various services lowered just by calling and asking for it. So, I figures I would give it a try. (more…)

2006 Year End Review

2006 was a good year for us. We purchased our first home, my wife is a year closer to graduation, and our net worth nearly doubled from $23, 824 to $45,705. I wont complain about a 91.8% increase. Here's a closer look at each account: (more…)

My 5 most popular posts of 2006

Sure, it's not super scientific as some posts were around longer than others, some posts were linked in carnivals, and a blog's popularity changes over time, but according to post views, and for what it's worth, these were my 5 most popular posts this year: (more…)

.002 dollars does not equal .002 cents

Wow. I was both shocked and horrified as I listened this recording of a phone call to Verizon. In the call the customer is trying to resolve an issue where he was quoted a price of .002 cents per kilobyte but charged .002 dollars per kilobyte. He speaks to a rep, a supervisor, and a floor manager. All three of them are convinced that .002 dollars and .002 cents are the same amount. The call is a bit long at 27 minutes, but you don't have to listen to the whole thing to get the point....

Improving Your Relationship With Money

For many of us, our relationship with money gets less positive personal attention and focus than any other relationships we have. This is especially strange when you consider how much worry, frustration, and stress arises from our relationship to money, how often it dictates our degree of emotional well-being, and how direct its impact is on every other relationship in our lives. (more…)

Abundance vs. Scarcity

Three premises of scarcity thinking are: "there isn’t enough", 'more is better", and "that’s just the way it is." We start to learn the Theory of Scarcity very early in life. There are only five slots open for the junior high cheerleading squad or for the starting lineup on the basketball team. This type of thinking is reinforced over and over again throughout life. One of the great problems of scarcity thinking is that many if not most people really don’t know of any other way to think about...

Women Millionaire Decision-Makers

While relatively small in number, wealthy women who are the primary financial decision-maker in their household have some distinctive attitudes towards investing, retirement, and their lifestyle that sets them apart from their male decision-maker counterparts. (more…)

How gas prices affect your wallet and your behavior

The price of gas has doubled over the past three years, hovering around $3 a gallon nationally. Research was recently conducted to determine how increased gas prices have affected personal finance, as well as behavior at work. More than 300 employees across a wide range of occupations were surveyed in the study. Findings from the study indicated that most people have had to make drastic changes in the way they spend money. For example: (more…)