Top 7 Ways to Save Money on Your Next Family Vacation

For some reason, travel is one of those things we take for granted as having to be expensive. The family vacation, for example, is a time-honored tradition that most families spend months saving up to take and then have to scrimp and save once they get back to make up for what they overspent. Instead of getting discouraged, though, why not look at it as a challenge to come in under budget this year? There are lots of ways to save money on family vacations. Here are just a few of them: 1. Filte...
Read More

Never Underestimate the Value of a Budget

For thousands of people across the United States, sticking to a budget is a very difficult task. Part of this reason is because there is no accountability aside from the effects of failure. It takes a great deal of dedication, willpower and persistence in order to make a home budget work. It's all too easy to spend your own money on what you want rather than what you need. A detailed budget can be laid out by the most professional of financial advisers. If the individual doesn't succumb to w...
Read More

5 Tips for Saving Cash on Your Daycare Expenses

$235,000. Gulp. Yes, that's the newest estimate of how much it costs for a middle-income family to raise a child through age 17. And then there's college. Whew! After that little shocker, you deserve a reminder of how adorable and funny kids can be, so take a giggle break with the Worry 'Bout Yo-self little lady! How great is she?! Yep. Start sharing that one. She's a keeper, and of course, so are your little ones. Nothing can offset the joy you feel as you watch your little ones...
Read More

Pocket Money Management And Teaching Kids To Save

There are three stages of pocket money management. The first is the gift that is given freely to the child. The second stage occurs when the thrifty child saves their pocket money. The third stage is the money they raise themselves. Initially, for most households, pocket-money will begin as a weekly allowance given to the child in order to create a sense of familiarity with money. Gradually, the child becomes aware that this collection of gold and silver coins can be used for purchase. As a ...
Read More

Simple Ways to Lower Your Electric Bill

A good way to cut down costs and save money on your electricity bill is switching your home light bulbs to LED lighting available at local retailers or online shops like LightBulbPlanet, LED light bulbs consume 80% less energy than the old traditional incandescent bulbs, directly cutting electricity costs. In addition to switching to energy efficient lights, you can adopt several additional eco-friendly habits that will greatly reduce your energy costs. Use Energy Efficient Lighting Stan...
Read More

4 Do’s and Don’ts of Couponing

Even with the world economy slowly recovering, I still find myself coming up a little short at the register. The cost of everything seems to be going up; however, my monthly paycheck does not. I spoke with the experts in free coupons from Canadian Savers, wondering how I could easily save a few dollars here and there and they had plenty of great tips for both novice and experienced savers. Following these simple and logical do’s and don’ts has easily helped me save hundreds of dollars each month...
Read More

How to Save Money on Your Business Electricity Bills

A business owner might not realise it, but after paying for the salaries of employees and the rent on an office space, one of the biggest costs that remains is the electricity. Businesses use a vast amount of electricity to operate. They need to have lighting, computers, printers, servers, coffee machines, tea kettles, microwaves, refrigerators, fax machines, scanners and more. And for some businesses, a dry cleaning company for instance, or a bakery, then they have even more electricity cos...
Read More

How to Find an Ethical Bank for Your Money

In today’s world, it may seem difficult to find organizations that are trustworthy in terms of dealing in financial transactions. With the recent economic downturn – as well as the numerous “bailouts” of large banks and investment companies, consumers are being much more careful these days about entrusting their hard-earned funds. This is especially so with regard to placing their retirement nest egg and other money that will be needed both now and in the future. Therefore, when searching for...
Read More

Why Your Child’s Money is Your Responsibility

Before a child is old enough to make their own decisions, what should happen with the money they receive? Grandma and Grandpa may decide to send their grandchild a check for their birthday. The child may win prize money for a competition at school. Giving the money to a child not able to handle these types of decisions is irresponsible. So, whose responsibility is it? As a parent, you have full financial control of your children's money until they are able to take over its management when they c...
Read More

5 Deceptively Easy Ways to Contribute to Your Savings

With inflation rising faster than the sun and wages falling faster than a lead balloon, almost everyone is looking for ways to trim a budget and save wherever possible. Reducing the number of bills and/or the amount due compose only one half of the equation, though. Simply reducing bills allows the mindset that you have more pocket money to spend. Instead of just cutting bills, which is important—there's no denying that, use these easy ways to contribute more to your savings for better overall f...
Read More