Most of us prefer to live our life as it happens, not realizing that what we have today may be gone tomorrow. We live our lives from paycheck to paycheck, buying things that we don’t really need, and applying for payday loans to pay for them. It is true that a lot of families survive this kind of living for a while. But the question is for how long? The economic crisis has never been this bad, perhaps equaling the depression era. If you look at the source of this current credit crunch, you’ll fi...