How To Secure Your Credit Card – An Overview Of Credit Card Security Features

The most important aspect that discourages customers from opting for a credit card is its vulnerability to a variety of scams. Although, recent technological advancements have ensured that the transaction process using a credit card is secure, it is not entirely safe. Another interesting fact is these numbers are continuously increasing with increased credit card usage. So as to ensure a more secured credit card transaction and prevent the occurrence of identity thefts, card issuers are now impl...

How to Make the Most of Your Credit Card Travel Rewards Program

Airline reward cards and travel based reward incentives are more popular than ever, especially in the current, struggling economy. If you’ve decided to jump on the travel rewards program bandwagon, here’s how to find the right card and make the most of it. (more…)

Successfully Managing Your Credit

The easiest way to fall into the bottomless pit that is debt is by not knowing how to manage your credit successfully. Credit cards are not given to only those with financial savvy and they don’t come with an instruction manual on how to use them. The average American has anywhere from five to eight credit cards and can carry a debt of more than $20,000, and for some the number is even higher. Learning the ins and outs of credit management may save you from a bleak financial future and thrust...

7 Stupid Strategies for Credit Card Consumerism

Consumers in the United States are leading the charge in the worldwide explosion of credit card debt; the total debt of American citizens alone is drawing ever closer to the vaunted trillion dollar mark. It takes some exceptionally irresponsible behavior to accumulate such impressive statistics, but there are a number of tried and true methods that can help you add your own two cents (or ten thousand dollars) to this historic effort. Just follow these seven simple guidelines to credit card use...

Offer to Switch Citi Dividend to World Mastercard

Today I received a phone call from Citi welcoming me to the new Citi Diamond Preferred Rewards World Mastercard. They stated that my old Dividend card will automatically switch to the new card if I do nothing by June 30, but that I can keep my old card if I want. Others have received the same offer, and I found some good discussion about the topic at Fat Wallet. Many people are rejecting the offer. One of the reasons being that the new card has no credit limit, which can hurt your credit s...

Kids and Credit Cards

A recent study by the Credit Abuse Resistance Education (CARE) program showed the number of 18- to 24-year-olds declaring bankruptcy has increased 96 percent in the last ten years. Credit payment problems are one of the key reasons younger people file for bankruptcy. According to the CARE report, Bad credit can negatively affect teens in the future -- their ability to get a job, a loan, basic insurance or even an apartment. According to a Teens and Personal Finance poll conducted by Junior...