Tips

Looking for an internship for Summer 2019? U.S. Money Reserve Has the Answer

Internships are an excellent way to build your resume for future endeavors, gain experience in various positions, and immerse yourself in corporate cultures. While in college or pursuing a career path, internships offer a great deal of value for students and emerging professionals alike. The impact of internships on the future of one’s career is impressive. On average, recent grads with internship experience gain employment at a higher rate than those who did not participate in such program...
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Is selling your two-year-old car good advice? What are the best ways to sell?

Two years ago, you couldn’t even imagine selling out this super cool vehicle that you loved driving around. But soon after driving it for six months or so, you realize that this doesn’t really fit your lifestyle. The rides are fancy no doubt, but issues such as difficulty parking at a public place or fitting in your entire family within, make it quite impractical. Not to mention, the high maintenance cost is totally messing your monthly budget. That is when you finally decide that it’s time to p...
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10 pocket-friendly DIY Kitchen upgrades

They say that the kitchen is the heart of the home. I don’t know about all that, but I do know that most people love food, and it seems as if everyone flocks toward the kitchen during parties and gatherings. It’s only fitting, then, that your kitchen be the most well put together room in your house. After all, it will likely be the focal point of most of your guests. Nevertheless, kitchen upgrades can get pricey. Countertops, appliances, flooring -- it adds up quickly. Fortunately, a kitchen mak...
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Tips To Successfully Overcome Financial Stress

Do you walk into work each morning worrying about the state of your finances? If so, you’re not alone. 33% of employees are distracted at work by their personal finance issues and 46% of those individuals admit to spending at least three hours a week dealing with their finances when they should be working. Money is a big cause of stress throughout the country and across the world and it has long been a source of conflict between couples and employer-employee relationships, which is why many peop...
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5 Strategies for Building Wealth While in College

For the majority of college students, saving money for the future is not a top priority. Between classes, homework, extracurriculars, and social events, it is challenging to focus on anything but the here and now. These demands, combined with the lack of financial education that is provided to most college students, make it unlikely that many will plan or save for the future. However, despite the current financial state of most students, the college years are actually one of the best times to...
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Expert Insights Into Wealth Creation

On the surface, it appears that debt is a surefire way of limiting wealth creation. Truth be told, not all debt is bad. There are certain types of debt that are regarded as good debt, while others are bad debt. Mortgages (for personal or business real estate) are typically considered good debt, as are student loans. Bad debt is not an investment that will grow in value, and it certainly doesn’t generate income over the long-term. A classic example of bad debt is credit card debt. There are stark...
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Four Practical Insights on How to Take Charge of Your Finances

At the start of this year, people made different kinds of New Year resolutions. The most popular resolutions had personal finance undertones such as getting out of debt or saving up more money. Many New Year resolutions have started to fizzle out on the altar of what's 'practical' as people return to their old ways. Interestingly, your finances tend to have a direct influence on other areas of your life; you can't afford to watch your personal finance resolutions fizzle out. This article provid...
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4 Ways To Plan A Smart Retirement

Retirement is a matter of concern for almost anybody across the world. Once the inflow of income stops, the reserve funds always seem to run out faster than expected. And soon, people face a terrible financial situation where they are forced to compromise on a lifestyle that they have become accustomed to their whole lives. (more…)
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