Tips

Four Practical Insights on How to Take Charge of Your Finances

At the start of this year, people made different kinds of New Year resolutions. The most popular resolutions had personal finance undertones such as getting out of debt or saving up more money. Many New Year resolutions have started to fizzle out on the altar of what's 'practical' as people return to their old ways. Interestingly, your finances tend to have a direct influence on other areas of your life; you can't afford to watch your personal finance resolutions fizzle out. This article provid...
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4 Ways To Plan A Smart Retirement

Retirement is a matter of concern for almost anybody across the world. Once the inflow of income stops, the reserve funds always seem to run out faster than expected. And soon, people face a terrible financial situation where they are forced to compromise on a lifestyle that they have become accustomed to their whole lives. (more…)
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Budgeting Tips to Keep Your Finances Healthy

Consider if you will, the concept of a budget. It's one of those things that, like a diet or exercise regimen, is a good thing to follow, will do you a world of good, but is quite frankly a fun-murdering pain in the rear end. (more…)
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How to Save Money On Your College Degree

Whether you call it an expense or an investment, keeping your college costs under control is always a good idea. Here are a few things you can do to achieve this goal. It's Never Too Early To Save The first thing to remember is to start planning for the college years (your own or your child's) early. Even if your child is still in diapers, go ahead and think about how to pay for college when the time comes. One of the best ways to do start saving for college is to invest in a 529 plan...
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Fiscal Fasting, Trimming Your Budget, and Other Creative Financial Tactics

Trying to manage your finances can be hard. Just figuring out a budget is difficult and then comes the hard part – sticking to it. Here are some actionable effective and creative tips to get your finances organized and start thinking about how your career path fits in with these goals. To be creative, we usually have to step outside of our work-a-day world and look at our lives and those around us with a fresh perspective. When I set out to tackle my financial problems, like not being able t...
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Your Ideas Will Fail if You Don’t Emphasize Them

Many people out there in the world have great ideas about what could make quite a bit of money. Unfortunately, most of them put in a halfhearted effort in order to make their dreams come true. The result is absolute failure. It's difficult to be in the right place at the right time in order to have financial security dropped onto your lap without putting in the effort to make it happen. If you don't put in the work it takes to make the project become a success, then you've already failed before ...
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Get the Best Deals Selling Back Your Textbooks

Textbooks are a necessary expense that most students don't care for, and they can be hard to afford after you've shelled out all your money on tuition and room and board. Luckily, there are several ways to sell back last semester's textbooks and put a bit more cash back in your pocket. Although you most likely won't get full value for the textbook no matter where you sell it, follow these tips to help you get the best refund available. Keep Them in Good Shape The best thing you can do to p...
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Warning: 10 Questions to Ask Before Making a Mortgage Refinancing Decision

So you’ve been paying for your dream home and you know you have enough money to purchase it, but you’re also considering mortgage refinancing and you’re not sure where to start and how it goes. Well, first, you need to know what you’re dealing with. Like in any other instance of financial decision-making, it is best to weigh the pros and cons first before taking the plunge, so to speak. One thing we’re all sure of is that you need to be certain that you don’t invest your life savings into a b...
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